The Federal Reserve, the Fed, is a private, for profit, conglomeration of banks, including international banks that stem from the Rothschild empire. The word ‘Federal’ is misleading. It, along with the IRS, was established and signed into law in 1913, under president Wilson. Wilson later regretted this signing. It passed through congress after midnight right before Christmas while most of congress was absent due to Christmas. It was never ratified by the states. It’s one hundred year charter is up next year. This Governmental money system is what is known as a ‘Central Bank’.