Hear, hear, Ms. Loni VanKirk - your letter was such a joy to read. You are SO right that individuals need to accept responsibility for their actions. I raised my daughters with this concept but feel they are the minority in today's society.
Everyone seems to be like the Mr. Reichen you mention in your letter and would rather "blame/sue" the "deep pockets" or someone else for their choices. Society has become a child of 5: "Not my fault, it was _____ (fill in the blank)."
Good letter and nice to see I am not alone in my beliefs.