After signing up for a gold IRA with Birch Gold, you can hedge against the dollar, protect your retirement from volatility, and diversify your savings, among other perks.
Is Birch Gold legit? Should you trust Ben Shapiro and Birch Gold? Keep reading to discover everything you need to know about Birch Gold and the company’s gold IRA services today in our review.
What is Birch Gold?
Birch Gold is a precious metal IRA company found online at BirchGold.com.
You can buy gold, silver, platinum, and palladium through Birch Gold, adding them to your account as IRA-eligible investments. You enjoy all of the tax advantages of an IRA while diversifying your retirement savings beyond stocks and bonds.
Birch Gold also lets you take physical possession of precious metals. You can buy physical gold, silver, platinum, and palladium and have them delivered to your house. Although self-stored precious metals aren’t IRA eligible, some like holding precious metals themselves regardless of tax advantages.
Birch Gold was founded in 2003 and has served over 13,000 customers.
Birch Gold recently partnered with Ben Shapiro as a brand ambassador. Today, Ben Shapiro regularly endorses Birch Gold and promotes the company through the Ben Shapiro Show.
What Makes Birch Gold Unique?
You can find plenty of gold and precious metal IRA companies available today. Why pick Birch Gold? What makes Birch Gold unique?
Here are some of the perks of setting up a precious metals IRA with Birch Gold, according to the official website:
Founded in 2003: Birch Gold has been offering precious metals IRAs since 2003, and the company has nearly 20 years of experience helping customers navigate the complexities of gold IRAs.
Endorsed by Ben Shapiro: Birch Gold has partnered with Ben Shapiro, and Ben Shapiro regularly endorses the precious metals company during the Ben Shapiro Show.
Experienced Team of Professionals: Birch Gold’s team consists of professionals with decades of combined experience in various areas, including former money managers and other experts. According to Birch Gold, team members have held past positions with Citigroup, Dun & Bradstreet, and IBM. This team can walk you through the precious metals IRA signup process, assist with funding and rollover, and perform other tasks to make the setup as easy as possible.
1-on-1 Care: Birch Gold matches you with a precious metals Specialist from the start. That Specialist gets to know you and your specific needs and goals. The Specialist can help you set up your account and answer questions about your account.
Trust: Birch Gold claims never to sell customer data to third parties. Instead, the company follows industry standards on data protection.
5-Star Reviews: Birch Gold is backed by hundreds of 5-star reviews across the internet. Since 2003, the company has helped over 13,000 people set up accounts, and most of those customers seem to have had a positive experience with Birch Gold.
Free Info Kit Available: Like most precious metals IRA companies, Birch Gold offers a free information kit. If you’re not ready to sign up for an account today but want to learn more, then you can get an information kit for free that teaches you how to diversify your savings with precious metals.
Gold, Silver, Platinum, and Palladium: Most precious metals IRA companies offer gold and silver. However, not all offer platinum and palladium. Birch Gold lets you buy gold, silver, platinum, and palladium and hold these IRA-eligible assets in your retirement account.
Physical Possession Available: Birch Gold lets you buy physical gold, silver, platinum, and palladium, then take physical possession of these precious metals. Although these metals aren’t IRA-eligible (you need to store them with a custodian for IRA eligibility), some people like taking physical possession of precious metals.
How to Setup an IRA with Birch Gold
Birch Gold, like most precious metals IRA providers, makes it easy to set up an account. You can roll over funds from multiple types of IRAs, including a Traditional, Roth, SEP, or SIMPLE IRA. You can also roll over funds from eligible 401(k), 403(b), 457, and other retirement plans.
All precious metals IRAs are self-directed IRAs (SDIRAs). Conventional IRAs only hold stocks and bonds, while self-directed IRAs can hold precious metals and other alternative assets. You must partner with a custodian to set up a self-directed IRA. Birch Gold helps you throughout this process.
Here’s how Birch Gold helps you set up an IRA:
Start your account and pick your funding sources. You can transfer an IRA or rollover a 401(k) into your new self-directed IRA. Like with a conventional retirement account, you can move eligible retirement accounts into your precious metals IRA without penalties. You can also move portions of your retirement accounts into your new one. Some of the accounts you can use to fund your IRA include Traditional, Roth, SEP, and SIMPLE IRAs, eligible 401(k), 403(b), 457, and other retirement plans. Birch Gold assigns a precious metals Specialist to your account to walk you through this process.
Choose your precious metals. Review your precious metal options online and decide which ones you want to buy – and how much of each you want to buy. You can buy four precious metals within your Birch Gold precious metals IRA, including gold, silver, platinum, and palladium. To be IRA-eligible, precious metals need to meet specific fineness requirements. They also need to be stored with a depository (i.e., a custodian). Birch Gold clearly lists which IRA-eligible assets and which ones are not online.
Purchase your precious metals. Your Birch Gold precious metals Specialist will review your order and get your final confirmation to proceed.
Your precious metals are stored in an insured depository. The precious metals Specialist walks you through multiple options for storing your precious metals. Birch Gold primarily works with Brink’s Global Services and Delaware Depository, which have insurance up to $1 billion protecting assets.
See how your IRA performs. You can call your precious metals IRA Specialist at any time to monitor your performance, make changes, or ask questions.
How to Buy Physical Precious Metals with Birch Gold
Birch Gold lets you buy precious metals for your IRA and store those precious metals with a custodian. However, you can also buy precious physical metals with Birch Gold and take possession yourself.
Precious metals you store yourself are not IRA-eligible. They need to be stored with a custodian to be IRA-eligible. However, many like to own precious physical metals regardless of the tax advantages.
Here’s how to buy physical precious metals and store them yourself with Birch Gold:
Select the precious metals that are right for you. Birch Gold assigns a Specialist to your account, and you can buy many coins and bars in gold, silver, platinum, or palladium with that specialist.
Send payment via wire or personal check. A wire transfer allows you to securely transfer funds from one bank account to another quickly and safely.
Birch Gold ships your metals. Birch Gold fully insures your shipment against loss or damage. Your precious metals arrive in discreet packaging, and contents are never listed on the outside labeling.
Why Invest in Precious Metals?
As Birch Gold explains, precious metals have been a proven store of wealth for thousands of years. They’re a safe haven in times of instability, and many have used precious metals to preserve wealth across generations.
According to Birch Gold, some of the benefits of investing in precious metals include:
Security: Precious metals are not subject to the same forces as stocks and other assets. According to Birch Gold, buying gold and silver can add a layer of security to your wealth – regardless of what happens in Washington or on Wall Street.
Protection: Precious metals protect you and your family from political and economic uncertainty. You can safeguard your wealth from threats like the decline of the US dollar or a stock market crash.
Diversification: Diversifying your assets helps balance risk across multiple areas. According to Birch Gold, diversifying your portfolio with precious metals can remove the risk of putting all of your eggs into one basket.
Privacy: Precious metals offer privacy. You can make a cash purchase through Birch Gold and take physical possession of the precious metals. Your physical precious metals do not need to be accounted for by the government or a bank or a financial institution: they’re your precious metals to hold.
Liquidity: Precious metals are tangible, liquid assets. When you take physical possession, you always have access to these precious metals. When you hold the assets in your IRA, you can buy and sell them as you like.
Growth Potential: According to Birch Gold, “many analysts believe today’s [gold] prices are a bargain,” which is why a growing number of investors are adding gold to their holdings.
Increasing Demand: Birch Gold believes the demand for gold is rising. Central banks worldwide purchased an average of 459.6 tons of gold per year between 2010 and 2017, and China’s central bank recently increased its gold purchases by a substantial amount.
Decreasing Supply: Demand for precious metals is increasing. However, according to Birch Gold, “supply is decreasing.” Many large deposits of high-grade and easy-to-access gold have already been discovered. As demand rises and supply decreases, prices inevitably go up.
Birch Gold Products
Birch Gold offers four main product categories, including gold, silver, platinum, and palladium. You can buy multiple types of coins, bullion, and bars in each category, including IRA-approved and non-IRA-eligible assets.
Gold
Birch Gold offers a range of gold coins, including IRA-approved gold coins, gold bullion, and non-IRA-eligible gold products.
Some of the company’s most popular gold products include:
- American Gold Eagle
- Gold bars and rounds
- Canadian Gold Maple Leaf
- Gold Rose Crown Guinea
- South African Krugerrand
- Valcambi Combibars
Silver
Birch Gold offers a range of silver coins and products, including IRA-approved and non-IRA-eligible silver coins, bars, and other assets.
Popular silver assets you can buy through Birch Gold include:
- America the Beautiful silver series coins
- Silver bars and rounds
- American Silver Eagle
- Canadian Silver Maple Leaf
- 2021 Australian 2oz Silver Florin
- Silver Rose Crown Guinea
Platinum
According to Birch Gold, platinum is often considered a high-end investment because it has a higher historical price per ounce than gold. Birch Gold offers two types of platinum products, including the American Platinum Eagle and platinum bars and rounds. When you buy platinum bars through Birch Gold, you’re buying IRA-approved platinum assets minted around the world in multiple sizes – like 5g, 1oz, and 10oz.
- Available platinum products include:
- American Platinum Eagle
- Platinum bars and rounds
- Platinum is different from gold and silver coins because platinum products are minted by privately-owned mints – not national mints like the Royal Canadian Mint or Royal Australian Mint.
- Any platinum bars or rounds with a fineness of at least 0.9995 are eligible for placement in a precious metals IRA.
Palladium
Palladium is best-known for its use in catalytic converters. It’s also found in medical and electronic applicants. Miner’s mine palladium in North America, South Africa, and Russia. Palladium bars, like platinum bars, are privately-minted. They’re not produced by government mints, but they’re still IRA-eligible as long as they have a fineness of at least 0.9995.
Birch Gold offers two types of palladium products, including:
- Canadian Palladium Maple Leaf
- Palladium bars and rounds
Birch Gold Pricing & Fees
Birch Gold provides limited pricing information upfront. However, after talking to a precious metals Specialist with Birch Gold, you’ll discover the company charges the following fees:
- Setup Fees: $50 to open an account
- Monthly Account Maintenance Fees: $0
- Storage Fees: $180 per year
- Minimum Investment Requirement: $10,000
The company also charges additional fees for wire transfers, rollovers, and other transfers. Your precious metals Specialist will disclose all fees upfront.
About Birch Gold Group
Birch Gold is a precious metals IRA company founded in 2003. The company is headquartered in Burbank, California.
Birch Gold’s team consists of former wealth managers, financial advisors, and commodity brokers. Birch Gold works with customers in all 50 states.
You can contact Birch Gold via the following:
- Phone: 800 355-2116
- Email: info@birchgold.com
- Mailing Address: 3500 W Olive Ave, Suite 300, Burbank, CA 91505
Birch Gold has an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance.
Final Word
Birch Gold is a precious metals IRA company based in Burbank, California. The company makes it easy to buy a range of gold, silver, platinum, and palladium assets.
Whether you’re taking possession of precious metals yourself or adding precious metals to your IRA, you can get the assets you need through Birch Gold.
To learn more about Birch Gold and how the company works or set up a precious metals IRA today, visit the official website at BirchGold.com.
